Interest Only Mortgages
Made Easy
At Equitable Lending, we specialize in a variety of mortgage solutions, including Purchase Loans, Refinance Loans, and Reverse Mortgages. Our expert team is here to assist first-time homebuyers, investors, and individuals seeking tailored lending options.
Explore Interest Only MortgagesMade Easywith Equitable Lending
Lower Payments, Greater Flexibility
An Interest-Only Loan gives you the option to pay only the interest on your mortgage for a set period—usually 5 to 10 years—before principal payments begin. This can significantly lower your monthly payments upfront and provide greater cash flow flexibility.
Why Consider an Interest-Only Loan?
Lower Initial Payments
Significantly reduced monthly payments during the interest-only period
Increased Cash Flow
More available cash during the interest-only period for other investments
Variable Income Friendly
Ideal for borrowers with variable income or short-term plans
Investment Strategies
Perfect for investment strategies or property flips
Perfect For These Borrowers
These loans are a smart option for certain borrowers, including self-employed individuals, investors, or those expecting higher future income. They're also commonly used in Non-QM, jumbo, or investment property scenarios.
Important Consideration:
After the interest-only period ends, your payments will increase as you begin to pay down the principal. It's important to plan ahead and make sure this structure aligns with your financial goals.
Ready to Explore Your Options?
Want to know if an interest-only loan is right for you?
Call us at (877) 885-0111 or email info@equitablelending.com to explore your options.
Our Complete Service Portfolio
Our expertise extends to First Time Home Owners, Investors, Fix & Flip Mortgages, Construction, Development, and DSCR loans. We pride ourselves on providing competitive options and a commitment to excellent service. Whether you're looking to refinance or purchase a home, we can help make the process straightforward and efficient.
Bring us any other lender's offer, and we'll likely beat it! Our goal is to simplify your financial journey and optimize your investment potential.
Our Services
What We Offer
Mortgage Purchase Loans
Direct mortgages with easy qualification and competitive rates.
Refinance Loans
Options to lower your monthly payments or access home equity.
Reverse Mortgages
Get cash from your home’s equity while retaining ownership.
2nd Loans & HELOCs
Access funds for investments with our flexible loans.
FHA & VA Loans
Government-backed options for first-time homebuyers.
Investor Loans
Customized loans for income-generating properties.
Bank Statement Loans
Loans designed for self-employed individuals using bank statements.
Profit & Loss Mortgages
Leverage your profit & loss statements for mortgage access.
Wholesale & Retail Lending
Competitive rates for both wholesale and retail lending.
Join our community of satisfied clients
with Equitable Lending
Discover why thousands of clients trust us with their most important financial decisions
Equitable Lending made my mortgage process seamless and stress-free!
Equitable Lending has changed the way I view home financing. Highly recommend!
Equitable Lending has been a game changer for my investment strategy.
640+
Happy Clients
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Average Rating as seen on Google Reviews
71+
Years Combined Experience
See what our clients are saying about us
Mortgage Calculators
Calculate your mortgage payments and explore refinancing options with our advanced calculators
Interest-Only Mortgage Purchase Calculator
Payment Breakdown
Frequently Asked Questions
How can I get started with a mortgage from Equitable Lending?
Getting started is simple! Visit our website to fill out a consultation form, and one of our mortgage specialists will contact you to discuss your needs and how our lending solutions can benefit you.
What types of mortgages do you offer?
Equitable Lending specializes in a variety of mortgage options, including Mortgage Purchase Loans, Refinance Loans, Reverse Mortgages, 2nd Loans and HELOCs, and many more tailored towards the needs of first-time homeowners and investors.
Are there any government incentives available for mortgage loans?
Yes, various programs are available to assist borrowers. Our team can guide you through options such as FHA loans, VA loans, and other financial incentives to ensure you make the most of available benefits.
What is the application process like?
Once you decide to apply, our team will walk you through the necessary steps. This includes filling out the application, providing documentation, and waiting for an approval process that we streamline to make it quick and efficient.
How can I check the status of my loan?
After your application is submitted, you will receive updates about your loan status via our online platform or through direct communication with your loan officer.
What should I do if I encounter problems with my loan?
If you encounter any issues, our customer service team is on call to assist! You can reach out through our Contact Us page or call us at (877) 885-0111 for prompt support.
Can I expand my loan options in the future?
Yes! As your financial needs change or grow, we can help you explore options for additional financing or expand existing loans, whether through new products or modifications.
What is the warranty on your loan products?
We provide transparent information on our loan terms and conditions, including details about interest rates, fees, and repayment plans. For complete warranty details, please consult our Terms & Conditions.
Contact Equitable Lending
Ready to explore your interest-only mortgage options? Get in touch with our expert team today.
Get Your Free Quote
Fill out the form below and we'll get back to you promptly.
Our Office
Address
2824 South Robertson Boulevard
Los Angeles, CA 90034
Phone
(877) 885-0111
Info@EquitableLending.com
Business Hours
Mon-Fri: 9am - 6pm
Saturday: 10am - 4pm
Sunday: Closed