Perfect for Self-Employed Borrowers

No Tax Returns Needed — Use Your Bank Statements to Qualify

Get approved for a mortgage based on your actual cash flow, not what your tax returns say. Designed exclusively for business owners, freelancers, and self-employed professionals.

Minimum 680 FICO

Credit scores as low as 680 accepted, with possible exceptions down to 640

12-Month Statements

12 months of personal or business bank statements accepted as income proof

Self-Employed Focus

Built for business owners, freelancers, and self-employed borrowers