Perfect for Self-Employed Borrowers
No Tax Returns Needed — Use Your Bank Statements to Qualify
Get approved for a mortgage based on your actual cash flow, not what your tax returns say. Designed exclusively for business owners, freelancers, and self-employed professionals.
Minimum 680 FICO
Credit scores as low as 680 accepted, with possible exceptions down to 640
12-Month Statements
12 months of personal or business bank statements accepted as income proof
Self-Employed Focus
Built for business owners, freelancers, and self-employed borrowers