WOW!4.5% MortgageRate Special

This is a special 4.5% mortgage rate program that qualifies you based on property income instead of your personal income. This means no tax returns, no W-2s, and no employment verification required.

This is a limited-time promotional rate that can change at any time based on market conditions. We recommend applying now to lock in this incredible rate. Once you're pre-approved, we can lock your rate for 30-60 days while you find the perfect investment property.

We finance single-family homes, condos, townhomes, 2-4 unit properties, and vacation rentals. The property must be used as an investment or rental property (not your primary residence). We can finance properties nationwide in most states.

Minimum credit score requirements typically start at 620, though rates and terms improve with higher credit scores. The best rates (like our 4.5% special) are available for borrowers with credit scores of 680 or higher.

Down payment requirements vary based on the loan program and your qualifications. For example, on a $500,000 property, typical down payment requirements range from 15-20%. This keeps your monthly payments affordable and helps you qualify for financing.

Most DSCR loans can close in 2-3 weeks once you have a property under contract. Pre-approval typically takes 24-48 hours. Our streamlined process and experienced team ensure you can move quickly when you find the right investment opportunity.