Investment Property Loans

No Income Verification Required

4.375%
Starting Interest Rate
4.5% APR | 30 Year Fixed
15-40
Year Terms Available
Flexible Amortization Options
10 Years
Interest Only Option
Maximize Cash Flow
Example Loan Scenario
Property Value: $1,000,000
Down Payment: $400,000 (40%)
Loan Amount: $600,000
Term: 30 Year Fix
Property Type: Single Family Home
Prepayment Penalty: 5 Years
Credit Score: 760+ FICO

Expand your real estate portfolio with our streamlined DSCR loans. No tax returns, no W-2s, no employment verification needed. Approval based on property cash flow potential, not personal income.

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Call (877) 678-2465

DSCR Investment Loans

Debt Service Coverage Ratio loans designed specifically for real estate investors. No personal income verification required - approval based on property performance.

Key Benefits

No Income Verification

No tax returns, W-2s, or employment verification required. Perfect for self-employed investors.

Fast Approval Process

Streamlined underwriting focused on property cash flow, not personal finances.

Flexible Terms

30-year fixed, 40-year amortization, or interest-only options to maximize cash flow.

Current Rates & Terms

4.375%
Starting Interest Rate
30-Year Fixed
4.5%
APR
Annual Percentage Rate

Additional Options

15-40 Year Terms
Flexible amortization for optimal payments
Interest-Only
First 10 years interest-only available

Example Loan Scenario

Property Value: $1,000,000
Down Payment (40%): $400,000
Loan Amount: $600,000
Property Type: Single Family Home
FICO Score: 760+
Prepayment Penalty: 5 Years

Ready to Expand Your Portfolio?

Get pre-approved in minutes. No income documentation required - just property performance data.

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Eligible Property Types & Requirements

Our DSCR loans work with a variety of investment properties. Here's what qualifies and what you need to get started.

Eligible Property Types

Single Family

Detached homes perfect for rental income

2-4 Unit Properties

Multi-family properties with multiple income streams

Condominiums

Condo units in approved complexes

Townhomes

Attached units with strong rental demand

Property Must Be:

  • Currently rented or rent-ready
  • Located in eligible states
  • Meet minimum DSCR requirements

Basic Requirements

DSCR Requirements

1.00+
Minimum DSCR Ratio
1.25+
Preferred DSCR Ratio

Borrower Requirements

Credit Score: 620+ Minimum
Down Payment: 20-25% Minimum
Cash Reserves: 2-6 Months PITIA

Required Documentation

Bank Statements (2 months)
Lease Agreement/Rental Income
Property Insurance
Property Tax Records
NO Tax Returns
NO Employment Verification

Ready to Get Started?

Our investment loan specialists are ready to help you secure financing for your next property.

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